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Related Information

ANPAC® Disaster Information Series:


Disaster Information: Winter Weather

When temperatures plummet in the winter, nasty storms are often created. Even areas that normally experience mild winters can be hit with a major snowstorm or extreme cold if the conditions are just right. Fortunately, there are plenty of ways to keep yourself, your family and your belongings safe, warm, and dry.

Below are several winter weather preparedness tips courtesy of the Federal Emergency Management Agency (FEMA), Institute for Business & Home Safety (IBHS), and The Weather Channel. Click each of the following links to learn how to prepare for winter weather and how to file a claim with your insurance company if your property is damaged.

How can I help protect myself, and my family, from winter storms and extreme cold?

While you can't prevent a winter storm from occurring, there are several steps you can take to help minimize damage to your home and your belongings - and stay warm in extreme temperatures.

Be familiar with key winter hazard terms.

Protect your home from freezing pipes.

In more temperate regions, prepare for heavy rain and runoff.

Prepare for freezing weather.

Prepare supplies and communication plans ahead of time.

Understand how to safely operate a generator

Snow Removal and Your Roof

Winter Storm Preparation

Space Heater Safety

Wood Stove Safety

Ice Dams and Your Roof

Power Outage Checklist from the Red Cross

What should I do after a winter storm has occurred?

Safety should be of primary concern, along with mental and physical well-being. If assistance is available, knowing how to access it makes the recovery process faster and less stressful. The following websites offer general advice about the steps to take after disaster strikes to begin getting your home, your community and your life back to normal.

What should I do if my pipes freeze?

What is the best way to remove snow and ice from my property?

What are the hazards of winter storm thaws?

How do I ensure my safety after the storm has passed?

How do I remove mold from my home?

How do I cope with the emotional effects of a storm?

How do I find my family and friends if we become separated?

How Do I Report Damage?

If property damage does occur, report it to us immediately. If it is safe to do so, take photos of the damage caused by the storm and make temporary repairs to prevent further damage to the property or its contents.

Click here to report a claim.

Fortunately, as IBHS, FEMA, and The Weather Channel indicate, there are several preventive measures you can take to protect yourself and your property from the effects of winter weather. Equally important is reviewing your insurance policies. Coverage that made sense when you established your original policies often needs to be adjusted over time.

A professional inspection of your insurance policies can save you time and money! American National's Professional Insurance Review offers you the opportunity to ask questions about your current policy and learn about coverage, features and discounts you may be eligible to receive!

To schedule a Professional Insurance Review, contact your local American National agent in your area by name, area code, or city/state.

*Links to or from a third-party site, such as FEMA, do not constitute sponsorship, endorsement, or approval by ANPAC® of the content, policies, or practices of such sites. It is provided and intended solely for your convenience, and is not maintained by or is under the control of ANPAC®. You should check the privacy policies of any site you visit.