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ANPAC® Disaster Information Series:


Protect yourself from Ole Man Winter!

It's that time of year when temperatures suddenly plummet, bringing a nasty winter storm your way. (Even areas that normally experience mild winters can be hit with a major snowstorm or extreme cold.) If you take action now, you can keep yourself, your family and your belongings safe, warm, and dry.

Below are several tips to consider from the Federal Emergency Management Agency (FEMA), Institute for Business & Home Safety (IBHS), and The Weather Channel. We hope you'll review these links to make sure you know how to best prepare, what precautions and steps to take, and how to file a claim with your insurance company if your property is damaged.

How can I protect myself and my family from winter storms and extreme cold?

Know these terms to identify a winter storm hazard

Other things to consider:

Preventive measures to protect your home from freezing pipes

Can pipes freeze in southern climates?

In more temperate regions, prepare for heavy rain and runoff

Winterize your roof

When temperatures drop, there are several preventative steps you can take to help you and your loved ones stay safe, warm, and dry. Consider these:

Before the storm strikes...

After the storm...

Safety is a primary issue, as are mental and physical well-being. If assistance is available, knowing how to access it makes the process faster and less stressful. This section offers general advice on what steps to take after disaster strikes in order to begin getting your home, your community, and your life back to normal.

What do I do if my pipes freeze?

Caring for your pets

Tips on snow & ice removal

What are the hazards of winter storm thaws?

Stay Safe After the Storm Has Passed

Repairing a flooded home

*Dealing With Mold. What Does FEMA Recommend?

What precautions should I take when returning home?

How do I cope with the emotional effects?

How can I help children cope?

How can I help others who are affected by the storm?

How Do I Make a Claim?

Fortunately, as IBHS, FEMA, and The Weather Channel indicate, there are several preventive measures we can take to protect ourselves and our property. Equally important is reviewing your insurance policies. Coverage that made sense when you established your original policies often needs to be adjusted over time, so if you haven't already, now is a good time to schedule an annual review with your insurance agent!

A professional inspection of your insurance policies can save you time and money! Your American National Professional Insurance Review is another opportunity for you to ask questions about your current policy, and perhaps learn about coverage, features, or discounts you may be eligible to receive!

To schedule your Professional Insurance Review, click here to find an American National agent in your area by name, area code, or city/state.

If property damage does occur, report it to your insurance agent or company representative immediately, and make temporary repairs to prevent further damage.

Make your claim with American National

*Links to or from a third-party site, such as FEMA, do not constitute sponsorship, endorsement, or approval by ANPAC® of the content, policies, or practices of such sites. It is provided and intended solely for your convenience, and is not maintained by or is under the control of ANPAC®. You should check the privacy policies of any site you visit.