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Rewards and Discounts
We appreciate your business and want to reward you with a little TLC
We appreciate your business and want to reward you with a little TLC. Get Tender Loving Care from American National when you choose our Tri-Line Coverage. Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.



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The Rewards Are Yours With an Excellent Claims-Free Record

 

The Rewards Are Yours With an Excellent Claims-Free Record. Our CA$HBACK FROM ANPAC® program rewards you by refunding a portion of your combined auto and homeowner premiums. Simply remain CLAIM-FREE for three consecutive years, on both your auto and homeowner policies, and you'll receive a check for 25% of your combined FIRST-YEAR PREMIUMS!

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Fresh Start

 

Do You Need a Fresh Start? Don't wait until you have an auto claim. If you're not happy with your auto insurance company, now is the perfect time to make a change and get a discount!

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Now there's an easier way to pay your insurance premiums
Now there's an easier way to pay your insurance premiums. ANPAC® offers you the option of paying your auto and home premiums automatically each month from your checking or savings account. And, there is no ANPAC® service charge if you choose this option.

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Benefits Xpress works to help you discover a secure financial future while you work

 

 

Benefits Xpress works to help you discover a secure financial future while you work. Employees now have the opportunity to coordinate their home, auto, life insurance and related needs with only one professional agent. Employers can make this possible by participating in American National's new and exciting Benefits Xpress Employee ServicesSM. It's a convenient, time-saving service employees appreciate and without any added costs for employers.

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Common Cause of Loss Deductible
Common Cause of Loss Deductible, With an uncommon insurance company like ANPAC®, you can depend on our unique Common Cause of Loss Deductible. It saves our clients hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence regardless of the number of items of property damaged or destroyed.

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Motorcycle Rider Discount

Motorcycle Rider DiscountClients who are a member of one of the following organizations (see list) will receive a discount on Bodily Injury Liability, Property Damage Liability, Medical Payments, and Collision coverage premiums.


  • American Motorcycle Association (AMA)
  • American Voyager Association (AVA)
  • Blue Knights International Law Enforcement Motorcycle Club
  • BMW Motorcycle Owners of America (BMWMOA)
  • Christian Motorcyclists Association (CMA)
  • Gold Wing Road Riders Association (GWRRA)
  • Gold Wing Touring Association (GWTA)
  • Harley Owners Group (HOG)
  • Honda Rider's Club of America (HRCA)
  • International Brotherhood of Motorcycle Campers (IBMC)
  • Motorcycle Safety Foundation (MSF) Instructor
  • Motorcycle Touring Association (MTA)
  • STAR Touring and Riding Association
  • Victory Motorcycle Club (VMC)
  • Vulcan Drifter Riders/Owners Group (VDOG)
  • Vulcan Riders and Owners Club (VROC)
  • Women on Wheels (WOW)


New Parent Discount

Clients who have young families can receive 5% off the primary driver's premium when the youngest child in household is age 2 or younger. And, they can get 3% off the primary driver's premium when that child is age 3 through 4. (Discount applies to youngest child only.)

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Other Discounts and Services

We also offer the following discounts and services:

  • Preferred Automobile Customer (PAC) Discount: Being continuously insured is rewarded. Three - five years receives a 10-25% discount, AND, 6 or more years receives 15-25% discount. In addition to the discounts available with PAC, financially responsible insureds can receive even more benefits with up to 36% of additional discounts available.
  • Ticket-Free Discount: Not having been convicted of any moving violations in the prior 36 months is rewarded by a 15% discount on specified coverages.
  • Comprehensive Claim Free Discount: Not having a comprehensive coverage claim in the prior 3-5 years is rewarded by a 15% discount while 6 or more years is worth a 30% discount.
  • Good Student Discount
  • UL Roof Discount - Minimize damage to your home by installing Underwriters Lab rated (UL 2218) roofing material. To receive these ratings, products must undergo laboratory testing that simulates hailstones falling at peak velocity. Over 100 manufacturers now offer UL rated roofing materials for you to choose from. Check with your local contractor to find out which products are available in your area. The discount that ANPAC offers on these roofing systems varies with the level of the rating and by state. Contact your local American National agent for more details.