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What would you do if a legal judgment against
you was greater than your primary insurance limits?
Everyday you hear about high dollar judgments
that have been awarded to injured parties. Accidents are bound to
happen and today’s litigious society paves the way for many
additional high dollar lawsuits. A legal judgment against you that
exceeds your primary insurance limits, could leave you in a financial
bind for the rest of your life.
For Instance:
You are late for work and run a red light. As
a result, your car hits a school bus and several young passengers
are injured. One of the passengers is a 13-year old who suffers
severe brain damage. The family of the 13-year old sues you and
receives a judgment for $750,000. Your primary automobile insurance
coverage limit is $300,000. Who pays the remaining $450,000? You
do!
This Type of Judgment Could Involve Attachments to Assets Like Your:
- Home
- Paycheck
- Savings Accounts
- Stocks
- Bonds
- Mutual Funds
- Car
- Boat
- Many More!
ANPAC’s Personal Umbrella Policy Provides:
ANPAC’s Personal Umbrella Policy provides up to $5 million
in additional financial protection for your family over your primary
limits.
Automobile Liability
* $250,000/500,000 – Bodily Injury and $100,000 Property Damage
Personal Liability
* $300,000 – Comprehensive Personal Liability or Homeowners
Farm Liability
* $500,000 – Farmers Comprehensive Liability
Watercraft Liability
* $300,000 - Watercraft Liability
Rental Owners Liability
* $300,000 – Up to 4 locations (not to exceed 2 units per location),
total of 8 units
*Requirements may vary by state. |
