Home Safe & Sound Homeowner's Insurance

Property > Home:

Many things in life we can control. A natural disaster isn't one of them. Our best defense is to begin taking preventative measures from the ground up.

The Fortified…for safer living® program is becoming the gold standard in disaster resistant construction, and ANPAC® clients can receive discounts for building these stronger homes.

The Institute for Business & Home Safety (IBHS) is a national, nonprofit initiative of the insurance industry to reduce property losses. IBHS created the Fortified…for safer living® program based off of extensive research into why homes fail during a natural disaster – identifying weak points and ways to reinforce them.

Different areas of the United States can face different disasters, so a Fortified home in Louisiana might require different reinforcements than a Fortified home in California.

Visit the IBHS website to learn more about the perils for your zip code. You can print off this checklist and take it to your contractor when you’re ready to build your new home.

Then, check with your American National agent to see if your new Fortified home will be eligible for a discount on your homeowner’s premium.

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These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Property And Casualty Company reserves the right to discontinue programs at any time.

Products and services may not be available in all states and eligibility requirements will apply. Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property and Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property and Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company (Texas residents); American National County Mutual Insurance Company (serviced by ANPAC). Life insurance products are issued through American National Insurance Company, Galveston, Texas.

Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Securities products and services are offered through:
Securities Management and Research, Inc. (SM&R), Member FINRA , SIPC, a broker-dealer subsidiary of American National Insurance Company.