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It's All in the Name!
Each letter in CHROME® represents a different type of SPECIALTY VEHICLE we insure:
- Classic, Antique**†, Modern Classic
- Hot Rod or Street Rod, modified, built before 1949
- Replica or Kit Car
- Original, un-restored**
- Modified or Custom, built after 1948**
- Exotic, rare or unique, in excess of $100,000 in
appraised value
**Vehicle must be at least 25 years old
†Restored to original condition
†Restored to original condition
Brilliant Classic Car Protection
You've made a BIG INVESTMENT in your specialty car. Now let CHROME specialty car insurance from ANPAC® help you protect your investment with coverage created by car buffs for car buffs. CHROME offers you many important benefits, including:
- Multi-CHROME Discount - If you own two or more specialty or classic vehicles, American National has a discount just for you. Clients who own more than one collector car or truck can get up to 85% off CHROME's already affordable rates when more than one vehicle has Bodily Injury coverage.* Your discount increases with the number of qualifying CHROME vehicles on your account, whether they are in your garage or on the road.
*The Multi-CHROME Discount applies to premium rates for Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, and Collision Coverage. Cars with Comprehensive coverage only do not qualify for this discount. - Personalized Service Through Your Local American National Agent - CHROME is sold exclusively through dedicated, full-service American National agents who can also provide you with a wide array of additional insurance products to give you the personalized service you deserve.
- Agreed Value Coverage - If your specialty car is determined to be a total loss, CHROME will pay you the vehicle's value as shown on your policy, less your deductible.
- Generous Annual Mileage - With classic car insurance from CHROME, you can enjoy driving your specialty vehicle up to 10,000 miles annually.
- Roadside Service and Flatbed Towing - Mechanical breakdown? Lock your keys in your car? CHROME provides you with free roadside assistance and flatbed towing** (where available). Learn more about Easy Tow®here.
- Repair Facility of Your Choice - If your specialty vehicle is damaged, you decide which repair facility will restore it.
- $1000 Spare Parts Coverage - CHROME gives you up to $1000 in coverage for loss to spare parts that you own for your specialty vehicle.
- ANPAC Five Star Claim ServiceSM - We're available 24 hours a day, 7 days a week to answer your claims questions, process your claims as quickly as possible and get you and your specialty vehicle back on the road. Learn more about it here.
- Common Cause of Loss Deductible - With this unique, money-saving feature, you pay only one deductible per occurrence, regardless of the number of property items damaged or destroyed when all are insured by American National. Learn more about Common Cause of Loss Deductible here.
- Plus, with ANPAC, you may qualify for money-saving rewards and discounts, including CA$HBACK FROM ANPAC®. If you entrust ANPAC with both your home and auto insurance and remain claim free for three consecutive years from your original CA$HBACK anniversary date, you will receive a 25% refund of your first-year combined auto and home premiums.
**An additional charge may apply where available.
