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If you own, board, breed, train, race or sell horses, we need to
talk. American National Property And Casualty Company (ANPAC®)
provides a full range of coverages, including policies tailored
to the specific needs of horse enthusiasts. Whether you breed horses
as a profession, or board them for recreation, we can advise you
on the right type of coverages to best protect your interests.
Commercial General Liability For Horses (CGL)
A CGL policy is designed to cover many situations involving horses.
It can help protect you from claims brought against you as a result
of your horse operation. CGL coverage applies to the specialized
needs of operations involving horse-drawn carriages, sleighs, hay
rides, pony rides and more.
Look to ANPAC® as the source
for your equine insurance needs, including:
Property Coverage
Residences
Farm Products & Supplies
Barns
Tack
Hay & Grain
Farm Machinery
Liability Coverage
Shows
Care, Custody & Control
Clinics
Hay & Sleigh Rides
Riding Instruction
Carriage & Buggy Rides
Boarding Liability
Special Farm Package 10®
(SFP 10®)
One of the cornerstones of ANPAC®'s
coverage is our SFP 10® policy
providing effective yet flexible property and casualty coverage
relevant to horse operations of varying size and scope. A number
of coverage options ensures you're getting just the right amount
of coverage you want.
Major SFP 10® coverage categories
include:
- Residences and Household Contents
- Buildings and Building Contents
- Farm Personal Property
- Scheduled Personal Property
- Liability
Tack and other equestrian equipment can be included under the SFP
10® policy.
Care, Custody and Control.
An optional coverage on our SFP 10®
policy - Care, Custody and Control - provides protection in the event
that someone else's animal dies or suffers an injury while in your
care, and you are held legally responsible.
While many people falsely assume that these situations are covered
by standard liability insurance, the fact is that many liability policies
contain a provision which excludes this important coverage. ANPAC®
offers this coverage under an optional endorsement.
Reviewing your coverage costs nothing. Not reviewing it could
cost you everything.
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