Agribusiness - Special Farm Packackage 10

Agribusiness

Property > Agribusiness:

Country Estate | Dairy Program | SFP 10^® | General Liability for Horses

Does your insurance company know the business of farming?

By and large, farming is a family endeavor, rich in tradition. But the way you operate your business can change considerably from one generation to the next.

We understand that your home and business concerns are often one and the same. Special Farm Package 10^® (SFP 10^® ) combines personal, farm, business, and
property and liability coverage all under one policy, to simplify your insurance protection. You get the convenience of having multiple coverages under one simple policy.

Depending on the coverages desired, you can customize your policy by choosing among five divisions, and a variety of options within those divisions. SFP10^® combines similar perils (causes of loss, such as windstorm, fire, theft, etc) into groups to achieve the combination of coverages that are right for you.

DIVISION I Residences and Household Contents

Covers:
Dwellings; Mobile homes; Household contents; Loss of use; Debris removal; Trees, shrubs, plants, lawns; Refrigerated products; Outdoor radio, satellite and TV equipment; Motorized vehicles; Computer hardware and software; Credit card theft; Increased cost of ordinance or law; Fences; Fire department service; and more.
Options Available:
Replacement cost on residence and contents; Inflation guard; Builders risk; Excess business property contents; Earthquake; Water damage - backup of sewers, drains and sumps; and more.

DIVISION II Buildings and Building Contents

Covers:
Barns; Silos; Sheds; Potato houses; Poultry houses; Greenhouses; Poultry; Controlled atmosphere storage; Permanent equipment in buildings; Refrigerated products and more.

Options Available:
Replacement cost on buildings and contents; Consequential loss; Tenant improvements and betterments; Operations records; Extra expense; Builders risk; Suffocation or smothering of poultry; Growing crops in greenhouses; Increased loss of refrigerated products; Ordinance or law; Farming income loss; Dairy income loss; and more.

DIVISION III Farm Personal Property

Covers:
Livestock; Farm machinery; Farm products, supplies and tools; Borrowed farm machinery; Limited pollutant clean-up and removal; Property in the custody of common or contract carrier; and more.

Options Available:
Farm machinery used for hire; Rental reimbursement; Property Average Coverage;
Excess property away from premises; Special silo unloader coverage; Borrowed or rented farm machinery; Periodic increase in limits; Suffocation of livestock; and more.

DIVISION IV Scheduled Personal Property

Covers:
All-risk coverage for valuables that you choose to insure.

*subject to exclusions

Options Available:
Jewelry; Furs; Coins; Stamps; Fine arts; Silverware; Musical instruments; Cameras; Golf equipment; Bicycles; Signs; Guns; All-terrain vehicles; Watercraft; Snowmobiles; and more.

Division 5 DIVISION V Liability

Covers:
Medical expenses; First aid; Cost of defense; Bodily injury and property damage liability; Farm chemical transportation coverage; Fire legal liability; and more.

Options Available:
Harvest-your-own; Personal injury; Limited custom farming; Farm employee coverage; Livestock boarding; Named insured medical expenses; Watercraft; Care, custody and control of livestock; Home day care coverage; and more.

Copyright 2007, American National Insurance Company and American National Property And Casualty Company. All Rights Reserved. No part of this website may be duplicated without written permission from American National Corporate Compliance.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Property And Casualty Company reserves the right to discontinue programs at any time.

Products and services may not be available in all states and eligibility requirements will apply. Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property and Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property and Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company (Texas residents); American National County Mutual Insurance Company (serviced by ANPAC). Life insurance products are issued through American National Insurance Company, Galveston, Texas.

Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Securities products and services are offered through:
Securities Management and Research, Inc. (SM&R), Member FINRA , SIPC, a broker-dealer subsidiary of American National Insurance Company.


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