Find an American National Insurance Agent
More Search Options

Log in to Client Services to Manage Your Account
  • Make a Payment
  • Report a Claim
  • Print ID Cards
Log in to Client Services to Manage Your Account

Never used Client Services?
Register Now

Insured2Go iPhone App
Play It Safe

The dangers of texting ..
More >>

More on Safety >>

Life Insurance
How much life insurance do you need?

Only you can determine how much life insurance is right for you. Below is a worksheet to help you arrive at an accurate estimate of your needs.

Last expenses: $
(funeral and probate costs, a minimum of $10,000 is likely to be required)
Debt Payment Funds: $
(total of funds needed to pay off your current debts)
Fund for remaining mortgage or rent: $
(total needed to pay off house note or cover rent payments)

College education fund: $
(current national average: public college = $14,333/yr; private college=$31,229/yr - Trends in College Pricing 2008 is based on data collected in the College Board's Annual Survey of Colleges, 2008-09)

Income continuation for family:
Current monthly family income: $

(Financial experts generally recommend that 70% of total household income be available after the death of the breadwinner while children are at home and 50% thereafter. Each $1,000 of monthly income requires $200,000 of funds at a hypothetical yield of 6%)

Existing life insurance: $

Your additional life insurance need is: .

Your local American National Agent has the expertise along with additional tools to help you complete a thorough personalized needs analysis. Contact your local agent today to get the details.

Calculator for illustrative purposes only in approximating an amount of life insurance coverage if death occurred today and is not a recommendation for specific coverage amounts. This calculator is intended as a guide only and American National does not guarantee the accuracy of the calculations, results, explanations, nor applicability to your specific situation. Contact your local American National agent for more specific details.